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The Role of Hard Money Lenders in Fueling Real Estate Development

The concept of hard money dates back to the Great Depression in the United States. The collapse of the banking industry destroyed consumer confidence and caused widespread panic, so individuals began withdrawing money from bank accounts and keeping it at home, which ultimately led to a mass reduction in the amount of money in circulation.

This resulted in people finding they were unable to access additional cash when they needed it. Lenders sought a solution to help resolve this by offering loans that utilized real estate as collateral. Due to the risky nature of this type of loan, higher interest rates were charged, but with no other way to get quick cash, many borrowers had no alternative than to take out hard money loans.

4 Different Ways to Invest with Us

At Ignite Funding, we understand that every investor's journey is unique. That's why we're dedicated to providing comprehensive guidance on investment account options, empowering you to make informed decisions that align with your financial goals. In today's blog post, we'll delve into the various types of accounts available for investing at Ignite Funding. Whether you're new to investing or looking to diversify your portfolio, this guide will provide valuable insights into cash accounts, business accounts, IRAs, and custodial accounts.

1. Cash Accounts: Cash accounts offer a straightforward way to invest, with three primary options available at Ignite Funding: individual cash accounts, joint accounts, and trust accounts. Individual cash accounts are ideal for single investors and are taxed based on generated income. Joint accounts allow spouses to invest together, sharing ownership and tax responsibilities. 

2. Business Accounts: Ignite Funding welcomes various business entities, including LLCs, partnerships, S Corps, and C Corps, to invest. Setting up a business account requires thorough documentation to verify signing authority and ensure compliance. To learn more about investing with a business account, watch this video: 

Trust Deeds: The Real Estate Investment You Missed Out on in 2023

As an investor, you have many options when it comes to where you put your money. Day after day, whether you are driving to work or watching your favorite reality TV show, you’ll see advertisements telling you to invest in gold, stocks, digital currency, mutual funds, etc. 

Your Choice: Trust Deeds vs. S&P 500

In the world of investments, the choice between various financial vehicles can be a daunting task. Two options that often find themselves under consideration are Trust Deeds and the S&P 500. Both have their unique characteristics, advantages, and potential drawbacks. In this blog we'll explore the key differences between Trust Deeds and investing in the S&P 500 (The Standard and Poor's 500), helping you make a more informed decision based on your financial goals and risk tolerance.

Carrie Cook is a Revenue Whore - and why that's a good thing.

"They called her what?" The buzz started in the office of the President of Ignite Funding, quickly spreading to the marketing department and around the building, and even to the internet, with the American Association of Private Lending (AAPL) posting the phrase "Revenue Whore". So we wanted to set the record straight and share the whole story of how Carrie Cook got the title "Revenue Whore".

Why Trust Deeds Belong In Your Portfolio

If you happen to be an investor in the stock market, perhaps it is time to consider diversifying your investment portfolio. While stocks can offer significant potential for returns, they also come with an elevated risk of potential loss. As you approach retirement age, it becomes increasingly vital to select investments that prioritize capital preservation. The reality is that the stock market is highly volatile and carries a substantial level of risk. Fortunately, there are alternatives available to stock market investments for investors seeking above-average returns with moderate levels of risk. One such alternative is the opportunity to invest in real estate through Trust Deeds.

Why Borrowers and Investors Choose Ignite Funding

Most bankable borrowers will have multiple sources of financing/capital at their disposal, including friends & family, banks, and alternative lending options like Ignite Funding. But if banks are known to have the most affordable capital out there, why would borrowers need so many financing options? Below are a few of the main reasons why borrowers come to Ignite Funding to fund their projects:

Ignite Funding Secures 2nd Year on INC 5000

Ignite Funding is proud to announce that it has secured its place on the INC 5000’s list of fastest-growing, privately owned companies for the second year in a row. Ignite Funding was ranked No. 4886, moving up from No. 4928 in 2020.

Ignite Funding Accelerates Past Major Milestone in Lending

On August 3rd, 2021, Ignite Funding, a hard money lender, crossed the $1 billion dollar mark in funding residential and commercial real estate loans. It was just last year that Ignite Funding announced the milestone of $750 million funded, which puts this new achievement under their belt at record pace.

Cash Investors: How You Send Your Funds Matters

The way you transfer your cash to make an investment at Ignite Funding can be detrimental to the safety of those funds, as well as the speed in which they are received. The security of your investment is Ignite Funding’s highest priority, which is why we are taking the time to help educate you on ways you can mitigate your exposure to certain risks while your cash is in transit.

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